Credit 101 and Business Borrowing: Building and Maintaining Credit

Positioning your business to access financing credit is an important part of personal and business financial management. Building a strong credit history, knowing how your credit score is established, and keeping your score high will keep options open for obtaining capital to run your business. Many of us haven’t had adequate training to understand how credit is measured. This workshop will focus on key factors that effect your credit, how to interpret a credit report, the steps you can take to improve your credit standing, and how lenders use your credit history to make lending decisions.

Presenters:

Ana Luisa Jimenez, Wells Fargo Bank, Watsonville, CA;
Brett Melone, California FarmLink, Prunedale, CA.

Funded by the USDA BFRDP.